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In partnership with one of the leading financial services companies in South Florida with over 283 years of combined group experience, we offer a decades-old, time-proven, safer, and more powerful way for successful, time-crunched professionals like yourself to invest and save for your future retirement.
Ask yourself this: If you are using 401(k)s, 403(b)s, Standard IRAs, ROTH IRAs, ROTH 401(k)s, SEPs, individual broker accounts, managed money financial planners, or any other Government sanctioned retirement accounts, are you 100% happy with the advice and account performance you’re currently receiving from your financial planners and CPA? If not, why not?
Are you 100% confident that another stock market collapse like the 53% drop in 2008 won’t happen again during your lifetime? If the answer is no, wouldn’t you like to be able to prevent another random stock market collapse from crippling your future retirement lifestyle? Would you be able to sleep better knowing your accounts could never lose value like this?
Are you 100% positive that you are saving enough every month so that you can retire someday with the same lifestyle as you have today? Have your financial advisors ever told you how much you should be socking away to achieve your financial goals in the future? Has anyone ever explained this to you? Would you like to know now, or be surprised later when you’ve run out of time?
Are you 100% sure that your advisors have set up your portfolio to reduce the effect inflation has on the buying power of your future retirement income? Don’t you think this should be considered in your savings strategy?
Are you 100% satisfied that your advisors already have a strategy in place for you to reduce or even eliminate the income tax burden you’ll be faced with at retirement if you currently have tax-deferred plans like IRAs and 401(k)s? Have they ever explained the details or shown their tax elimination plan to you? If not, why not?
Have your advisors ever explained the market risks and contribution restrictions of ROTH IRAs or income tax traps standard IRAs and 401(k)s have in store for you on the day you retire? Do you know you can avoid all this?
All IRAs, all 401(k)s, and even ROTHs are subject to one or more of these problems, or what we call “financial icebergs”. Specifically, these are stock market collapses both before and after you retire, or higher than expected personal income taxes at retirement, or high money management fees, or not saving enough money to fund your preferred retirement lifestyle, or any combination of these.
Experiencing any of these events can affect the quality of your current lifestyle and eventual retirement lifestyle, your bank accounts, and your ability to live life stress-free, especially if they happen just before or during your retirement years when you have no time to recover.
This where the Ten Tigers Team comes in. We are offering a time-proven retirement strategy that doesn’t expose you to any of these “financial icebergs”, and can provide the tax-free income you need that’s unrestricted by the IRS contribution restrictions, withdrawal rules and other drawbacks common to the usual plans recommended by most financial advisors. Wouldn’t you rather have that?
This website is designed to illustrate some of the issues that can make these plans less than ideal and certainly not what they’ve been advertised to accomplish. No one enjoys the thought of their IRAs (yes, this includes ROTHs) or 401(k)s losing money because of the latest stock market collapse, or paying income taxes when they retire, and our job is to let you know there could be a better way to save for retirement while you are still working. One that can provide the level of tax-free income at retirement you really need to live the lifestyle you want.
Are you a business owner? If you are, did you know that if your business structure qualifies, it could contribute to your personal retirement during your working years while it tax deducts the entire contribution from business revenues? There’s no limit to the amount of the contribution as long as it is considered to be “reasonable” and our expert team will help make sure there are no IRS red-flags. If you own the business, your personal retirement saving doesn’t get any better than this.
Do you ever wonder why the IRS allows current income tax “deductions” on your 401(k) and IRA contributions? Go to the FAQ section for the real truth. It’s Genius!
Also in the FAQ section is an eye-opening comparison of two very different retirement strategies twin brothers Robert and Frank chose when they were young.
As you move through the site, you may recognize some aspects of your own retirement savings strategy that you’d like to improve on. My team is ready to help you set up a retirement savings strategy that can work a lot better for you when you retire years from now. There’s no charge to find out how it works. If you want to learn more, you just need to ask.
Thanks for visiting,
Skip Ringerud
Founder and CEO
Using a proven strategy, we show time-crunched individuals like yourself how to set up a management-free plan to enjoy an income tax free retirement without the IRS rules, RMD requirements, and regulations of tax-deferred plans. Plus, there’s no need to worry about future stock market collapses, no need to deal with real estate management and financial problems, and no need to deal with the day-to-day stresses and risk of loss in “silent partner investor” types of other business ownership and operating issues.
No investing strategy is perfect for everyone. Some people will be interested in learning more while others won’t. That’s OK. But for many professionals, this may be just the type of management-free, more predictable, retirement investing strategy they hoped would come along, ideally while they were young enough to take full advantage of it. Is this for you? To find out, go to our Get Started page and ask for more details.
We encourage you to explore our site, and to contact us from the Get Started page when you want to see if this strategy can help provide the secure retirement lifestyle you want at whatever age you wish to retire. There’s no cost to find out. The next step is all up to you.